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Privacy Policy & Disclaimers

Last updated: February 10, 2026

Our Promise: We Will Never Sell Your Data

Your trust is the foundation of our business. The Resettle Group LLC will never sell, rent, trade, or share your personal information with third parties for marketing purposes. Your data is used solely to provide our debt settlement services and to communicate with you about your account. Period.

What Information We Collect

  • Contact information — name, email, phone number, provided when you sign up or contact us.
  • Financial information — debt amounts, creditor details, and account information necessary to perform debt settlement services on your behalf.
  • Calculator usage — if you use our savings calculator, we may log the debt amount and number of accounts entered for internal analytics. This data is anonymous and not tied to your identity.
  • Technical data — IP address, browser type, and basic usage data collected automatically when you visit our site.

Cookies

Our website uses a single essential cookie (_resettle_group_key) for security purposes (CSRF protection). We do not use advertising cookies or cross-site tracking cookies. You can reject cookies via the banner on our site, and the site will continue to function normally.

Website Analytics

We use two third-party analytics services to understand how visitors find and use our site so we can improve it:

  • Google Analytics 4 — aggregated traffic data (page views, referral sources, general location by country/region). Configured with IP anonymization and no ad personalization. Google may set its own analytics cookies.
  • Ahrefs Web Analytics — privacy-friendly, cookieless SEO analytics. Does not collect personal data, does not set cookies, and does not use any form of cross-site tracking.

How We Use Your Information

  • To provide and manage our debt settlement services
  • To communicate with you about your account status and program updates
  • To improve our website and services based on anonymous usage data
  • To comply with legal and regulatory requirements

How We Protect Your Data

We implement industry-standard security measures to protect your personal information, including encrypted connections (HTTPS), secure data storage, and restricted access controls. Only authorized team members who need your information to perform their duties have access to it.

Debt Settlement Disclaimers

Fee Structure

Our fee is 25% of the amount we save you through negotiation. This fee is charged only after a successful settlement is reached on each individual debt. There are no upfront fees. You can cancel any signup within 3 business days.

Results May Vary

The savings figures presented on our website (30–50% reduction) are typical ranges and are not guaranteed. Actual results depend on the type of debt, the creditor, the age of the account, and your individual financial circumstances. Not all debts are eligible for settlement.

Timeline

The stated timeline of 24–48 months to become debt-free assumes that all enrolled debts are eligible for settlement and that you successfully complete all program steps, including making required deposits on schedule.

Credit Impact

Enrolling in a debt settlement program may negatively impact your credit score. Settled debts may be reported as “settled for less than the full amount” on your credit report. However, for many clients, the long-term financial benefit of reducing their total debt outweighs the short-term credit impact.

Tax Implications

Forgiven debt of $600 or more may be considered taxable income by the IRS. We recommend consulting a tax professional to understand the potential tax implications of debt settlement. The Resettle Group does not provide tax advice.

Not Legal Advice

The information provided on this website is for educational purposes only and does not constitute legal, financial, or tax advice. We recommend consulting with qualified professionals for advice specific to your situation.

Licensing & Compliance

The Resettle Group LLC is registered to provide debt settlement services in the states where we operate and complies with all applicable federal and state regulations, including the FTC Telemarketing Sales Rule (TSR), which prohibits charging fees before a successful settlement.

Contact Us

If you have questions about this privacy policy or our data practices, contact us at: